Debt calculator

Whatever your level of debt, the moneyteam beleives it can find an answer. We are specialist debt advisors who can advise you on the best debt solution for your circumstances.

By completing the Debt Calculator you will be able to work out:

  1. How much you can afford to pay your creditors every month
  2. How much you are currently paying your creditors every month
  3. How much you owe to your creditors

 Income
 
(per month)
- Your take home pay (including regular overtime)
- Partner's take home pay (including regular overtime)
- Other regular income (child benefit, other benefits, pension, CSA, maintenance)
- (please specify) 
- (please specify) 

Total Income
 
 Expenditure
    (per month)
- Mortgage/Rent
- Secured Loan
- Contents and House Insurance
- Food and Housekeeping
- Council Tax
- Water Rates
- Electricity
- Gas
- Telephone
- Mobile Telephone
- TV Licence
- Life Policy
- Personal Pension
- Car: Petrol
- Car: Servicing
- Car: Insurance
- Car: Road Tax
- Car: HP
- Public Transport
- Childcare Costs
- Medical and Dental
- Clothing
- Household Maintenance/Contingency
- (please specify) 
- (please specify) 

Total Expenditure
 
 Debts
 
- Please enter the number of creditors you wish to enter
 

Total Debts
Total Payments
 
 Summary
 
Disposable Income
£0.00
Monthly Payments to Creditors
£0.00
Total Owed to Creditors
£0.00
 
 

Debt Solutions

Debt FAQ's

Debt FAQ

Apply Online Now

IVA
Serious debt problems? An IVA, or Individual Voluntary Arrangement, may be the perfect solution.

money team Up to 75% of your debts
can be written off

money team Government endorsed
scheme

money team Repay your debt in
monthly instalments

money team Creditors cannot charge
further interest

Find out about IVA's from the money team Send ypur details

Debt Consolidation
MoneyTeam are UK debt consolidation experts. We have a range of options to help you out of debt

money team Reduce your monthly bills
and manage outgoings

money team One, lower, affordable monthly repayment

money team Independant, expert
debt advice

money team Free yourself of debt
forever

Find out about mdebt management from the money team send your details

Bankruptcy
Bankruptcy is the last resort for people in debt, especially if you have a property to protect. We can offer expert advice on:

money team The Bankruptcy Process
explained

money team The Period of a
Bankruptcy

money team The Effect of going
Bankrupt

money team Bankruptcy Restriction
Orders "BRO"

Find out about bankruptcy from the money team send your details

"Thanks money team, with your help I have restructured my finances & can now see the light at the end of the tunnel"
P. Wright. Worthing

"Please pass on my thanks to James and all the moneyteam staff who helped me secure a mortgage with my poor credit problems"
R Sarif. Burnley


let the moneyteam help you find financial freedom !


WARNING: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME.